Commercial Insurance
Comprehensive business protection
Commercial Lines
Comprehensive business protection
Business Protection, Simplified.
Running a business is complex, but your insurance shouldn't be. We go beyond basic policies to identify your blind spots and build a customized risk strategy that protects your bottom line.
Commercial Lines
Business Protection, Simplified.
Running a business is complex, but your insurance shouldn't be. At Avano Risk Group, we go beyond basic policies to identify your blind spots and build a customized risk strategy that protects your bottom line.
INDEPENDENT INSURANCE BROKERAGE
25+
Top Carriers
100%
Customization
A+
Rated Coverage
General Liability
Protects against third-party claims for bodily injury, property damage, and more.
Who Needs It:
All businesses, regardless of size or industry
Workers’ Compensation
Covers medical expenses and lost wages for work-related injuries while ensuring state compliance.
Who Needs It:
Mandatory for teams with employees.
Commercial Auto
Liability and physical damage coverage for any business vehicle or fleet.
Who Needs It:
Logistics, delivery & field ops.
Business Owner's Policy
Combines General Liability and Property coverage into one cost-effective package.
Who Needs It:
Growing small-to-midsize firms.
Inland Marine
Covers equipment, tools, and goods in transit or at temporary job sites.
Who Needs It:
Contractors, transporters, and businesses with mobile equipment
Commercial Umbrella
Additional liability coverage that extends beyond primary policy limits.
Who Needs It:
Businesses with significant liability exposure
Cyber Liability
Protection against data breaches, cyber attacks, and related business interruption.
Who Needs It:
Any business handling customer data or relying on digital systems
Bonds
Surety and fidelity bonds that satisfy contractual requirements and build trust with your project stakeholders.
Who Needs It:
Contractors, businesses requiring licensing bonds
Commercial Insurance
Comprehensive business protection
General Liability
Protects your business from claims of bodily injury, property damage, and advertising injury.
Workers' Compensation
Required coverage for businesses with employees, covering medical costs and lost wages from work-related injuries.
Commercial Auto
Coverage for vehicles used for business purposes, including company cars and fleet vehicles.
Business Owner's Policy (BOP)
Package policy combining general liability and property coverage at a discounted rate.
Inland Marine
Covers equipment, tools, and goods in transit or at temporary job sites.
Commercial Umbrella
Additional liability coverage that extends beyond primary policy limits.
Cyber Liability
Protection against data breaches, cyber attacks, and related business interruption.
Bonds
Surety bonds and fidelity bonds ensuring contractual obligations are met.
Commercial Lines
Comprehensive business protection
Running a business is risky, but your coverage shouldn't be! From cyber threats to liability, we identify your blind spots and build a custom strategy that keeps you moving forward without hesitation.