What's Covered
Damages to your vehicle from collisions, theft, vandalism, fire, natural disasters, and liability for bodily injury or property damage to others.
Collision Coverage
If you're in an
accident
Helps pay to repair your car if it’s damaged in a crash.
Comprehensive Coverage
If damage happens that isn’t from a crash
Covers damage caused by theft, weather, vandalism, falling objects, animals, and other non-collision events.
Roadside Assistance
If you're stuck on the
road
Towing, jump starts, fuel delivery, flat tire help, and lockout service when your car stops cooperating.
Glass and Windshield Coverage
If your windshield or windows take a hit
Covers repairs or replacement for your windshield, windows, and sunroof.
Liability Protection
If you’re responsible for damage or injuries
Covers injuries or property damage you cause to others and helps with legal defense if needed. This is the part that covers the other driver’s vehicle and medical costs, not your own.
Theft Coverage
If your car is
stolen
Helps pay to replace your vehicle or repair it if it’s recovered after being stolen.
Collision Coverage
If you're in an
accident
Helps pay to repair your car if it’s damaged in a crash.
Comprehensive Coverage
If damage happens that isn’t from a crash
Covers damage caused by theft, weather, vandalism, falling objects, animals, and other non-collision events.
Roadside Assistance
If you're stuck on the
road
Towing, jump starts, fuel delivery, flat tire help, and lockout service when your car stops cooperating.
Glass and Windshield Coverage
If your windshield or windows take a hit
Covers repairs or replacement for your windshield, windows, and sunroof.
Liability Protection
If you’re responsible for damage or injuries
Covers injuries or property damage you cause to others and helps with legal defense if needed. This is the part that covers the other driver’s vehicle and medical costs, not your own.
Theft Coverage
If your car is
stolen
Helps pay to replace your vehicle or repair it if it’s recovered after being stolen.
Who's Covered
Damages to your vehicle from collisions, theft, vandalism, fire, natural disasters, and liability for bodily injury or property damage to others.
Young or Inexperienced Drivers
Teens, new drivers, or anyone with limited time on the road benefit from added protection and peace of mind.
Families and Household Drivers
Households with multiple drivers or shared vehicles need coverage that protects everyone behind the wheel.
New or Financed Vehicle Owners
If you recently bought, financed, or leased a car, insurance helps protect your investment from damage, theft, and total loss.
Everyday Drivers
Anyone who uses their car to get to work, school, appointments, or daily errands needs protection from accidents and unexpected costs.
Real-Life Scenarios
You're hit by an uninsured driver
You’re driving through an intersection when another driver runs a stop sign and hits you. They don’t have insurance, but your policy steps in to cover your medical bills and vehicle repairs.
Coverage Applied:
Uninsured Motorist Coverage
Medical Payments
A storm causes damage while your car is parked
A major storm rolls through overnight. When you head outside in the morning, you find a fallen branch has dented your hood and cracked your windshield. Insurance helps pay for repairs so you’re not stuck with the full cost.
Coverage Applied:
Comprehensive Coverage
Glass Coverage
You rear-end a car in heavy traffic
You’re driving home during rush hour when the car in front of you brakes suddenly. You can’t stop in time and rear-end them. Auto insurance helps cover repairs to your car, the damage to the other driver’s vehicle, and medical costs if anyone is hurt.
Coverage Applied:
Liability Coverage
Collision Coverage
Medical Payments
Auto Insurance
Protection for the road ahead.
Real-Life Scenarios
See how auto insurance protects you in real-world situations
You rear-end another vehicle during rush hour traffic. Your auto insurance covers the damage to the other vehicle, medical expenses for injured passengers, and repairs to your own car.
Coverage Applied:
A sudden hailstorm damages your car while parked. Comprehensive coverage pays for the repairs to your vehicle's body and windshield.
Coverage Applied:
An uninsured driver runs a red light and hits your car. Your uninsured motorist coverage pays for your medical bills and vehicle repairs.